Most people assume that getting a mortgage means heading straight to your bank or building society, but unfortunately this can mean missing out on the right mortgage for you. It’s a bit like searching for travel insurance - you want to have a look at all of your options first before making a decision. The problem is, it’s not always clear where to look and that’s where a mortgage broker comes in.
What does a mortgage broker do?
It’s a mortgage broker’s job to find you the right mortgage for your needs. Here's how our mortgage brokers at Resi Finance get the ball rolling...
1. Assess your requirements with a simple chat
As mortgage brokers, we start by arranging one of our expert mortgage advisers to assess your requirements. This includes listening to you, looking into your current financial situation and taking the time to understand your personal circumstances. Because we understand that your time is precious, we try to take up as little of your time as possible.
2. Make recommendations that put your needs first
The next step is that we then go away and search the market using our bespoke sourcing system, to find a product we recommend for you. We work with over 90 different lenders - so you aren’t restricted to just one bank or building society’s products or lending criteria. Having this flexibility means you’ll have much more choice and find the mortgage deal that’s right for you.
3. Deal with the application, so you don’t have to worry
Once you’ve decided on a mortgage product, you can leave the rest in our hands - it’s that simple. We manage the whole application process for you, meaning you can be left to concentrate on what really matters to you.
